Bharti AXA Life Insurance cookie policy



    Our cookie policy

This website is owned by Bharti AXA Life Insurance. Here is our cookie policy for this site and the types of cookies we use on it.

    What are cookies?

Cookies are small files that websites place on the device you’re using to browse the site. Cookies are commonly used to record some aspect of your visit to a site, such as choices you’ve made or preferences you’ve set during your visit.

    How and why we use cookies?

We use cookies to give you the best experience when you visit our website. By using cookies, we can make it easier for you to do many things, such as managing your accounts, policies, or login details, and applying for products and services. Cookies can also allow us to tailor the content of our website so we can show you services or adverts we think you may be interested in.

   Keeping your personal information safe

Our cookies do not store personal information such as your name, address, phone number or email in a format that can be read by others. The cookies we use cannot read or search your computer, smartphone or web-enabled device to obtain information about you or your family, or read any material kept on your hard drive.We do use a small number of cookies that store encrypted versions of information where you have asked us to, such as the ‘Remember me’ function that allows us to remember your Account username for subsequent visits.

However, this is encrypted so that only Bharti AXA Life Insurance can read this information. The website that places a cookie owns that cookie. This means only that website and other sites that it has agreed to share information with can read the information stored using a cookie.

   Links to sites provided by others

If you follow a link from our website to another website, please be aware that the owner of the other website will have their own privacy and cookie policies for their site.We recommend you read their policies as we are not responsible or liable for what happens at their site.

   How to manage and switch off cookies

Your web browser provides settings that allow you to manage or switch off cookies. If you do switch off cookies, remember that you may not be able to use all of the services on our websites. You can find out more about managing and switching off cookies at the independent website: allaboutcookies.org

   The types of cookies we use on this site

Strictly necessary cookies These cookies are essential for our online services and tools to work. They collect or record information that we need to make our site work. Common uses for this type of cookie include:

oStoring information so that shopping baskets can be provided

oStoring information for e-billing

oAllowing users to log in or access private areas of a site.

These cookies only last for a single browsing session – when you leave our site, they are removed.

Performance cookies

These cookies help us to monitor and improve how our website works.

Common uses for this type of cookie include:

o Collecting information about which pages visitors go to most often.

o Noting if visitors get any error messages from web pages.

o Understanding which links visitors like to follow (including adverts) and which they choose not to.

The information collected using these cookies is anonymous and cannot be used to identify an individual visitor.

Functionality cookies

These cookies allow us to provide you with enhanced features that need to remember your preferences and choices, such as your user name, language or region. They also let us monitor how our website is performing so we can keep on improving it.

Common uses for this type of cookie include:

o Providing you with local information, such as health providers in your area.

o Remembering how you like to use our site, such as what text size you like or what media software you use.

o Remembering what topics you’re interested in so we can provide you with related products, services and information.

The information we store in these cookies is encrypted so that only we can read it.

*For a non-smoking healthy 30-year old male for a 20 year term and death benefit option 1. Actual premium would depend on age, premium payment term and on underwriting decision. GST and education cess will be charged extra as per the prevailing rates. Premium can be paid only in annual or semi-annual mode. #Minimum age while applying should be 30 years for cover up to age 75. Services of Dedicated Claims Handler (‘DCH’) is limited to only helping the claimants in filling up the forms, arranging to collect the documents from the claimant, and providing information about the status of claim on an ongoing basis on request. While the DCH will facilitate the submission of the claims document for processing the claim, the claim itself will be paid only if admissible under the terms and conditions of the Policy and is subject to receipt of required documents by the Company. The services of DCH cannot be treated as right of the claimant. Availing or otherwise of this service will not have any impact on the decision of the claim by the Company. Flexible Payout Option can only be chosen at inception of the policy

*48 Hours Disclaimer: 1.‘Guaranteed 48 hours Fund Value release’ means release of the cheque on intimation of death of Life Insured towards the Fund Value accrued under your policy, in the beneficiary’s name within 48 hours and does not in any way indicate acceptance of any other policy liability. 2.Fund Value means the market value of the units as on date of Intimation excluding sum assured and any other death benefit after deducting applicable charges as per ‘policy bond’ as on date of Intimation. 3.Applicable only for in - force Unit Linked Policies subject to submission of claim documents. 4.The 48 hour period shall be reckoned from the time acknowledgement slip has been duly stamped at the branch to the time the cheque towards the fund value is released in the beneficiary name. However, while calculating 48 hours the intervening period on account of Saturdays, Sundays, Holidays declared by the Company and Public Holidays shall be excluded. 5.For any claim intimation received on Saturdays, Sundays, Holidays declared by the Company and Public Holidays and on any working days after 3.00 p.m., the 48 hour period would be reckoned from 9.00 a.m. from the next working day. 6.For each working day’s delay beyond 48 hours, in release of fund value, the Company shall pay 1% additional interest of the fund value. 7.Balance policy benefits, if any, will be released on a later date subject to terms and conditions of the policy.

Insurance is the subject matter of the solicitation. Life Insurance Coverage available.

Bharti AXA Life Insurance Company Limited (IRDA Regd. No. 130), Regd. Address: Unit No. 1904, 19th Floor, Parinee Crescenzo, 'G' Block, Bandra Kurla Complex, BKC Road, Behind MCA Ground, Bandra East, Mumbai -400051, Maharashtra.Service Unit address- Bharti AXA Life Insurance Company Limited, Spectrum tower, 3rd Floor, Malad link road, Malad (west), Mumbai 400064. Maharashtra. Bharti AXA Life eProtect UIN: 130N052V03, Bharti AXA Life eAajeevan Sampatti+ UIN 130N072V03, Bharti AXA Life eProtect+ UIN: 130N072V03, Bharti AXA Life eFuture Invest UIN: 130N072V02, Bharti AXA Life Invest Once UIN: 130N072V03. Advt. No: II-July-2015-1124