01

Calculate Premium

02

Personal Details

03

Health,Lifestyle & Additional Details

04

Make Payment

high-life-cover
High Life Cover at affordable Premiums
flexible-payout
Flexible Payout
options
dedicated-claims
Dedicated Claims Handler
free-buying
Hassle-free buying
tax
Tax Benefits

Let's quickly calculate your Premium


Life Assured Details (Person whose life is covered under this policy)

Please enter Life Assured First Name
Please enter Life Assured Last Name
Please enter Life Assured Date of Birth

Gender*

Smoker*


Flexible Payout options

Between our 2 Term Plans (eProtect & eProtect +), you get 4 Payout options that give you the flexibility to choose how the Policy Benefits will be paid out to the Nominee.


eProtect

1. Basic Life Cover

The Life Cover is paid to the Nominee as a Lumpsum

eProtect+

2. Fixed Income Protection

Nominee will receive a Monthly Income for 15 years (i.e. 180 months)

eProtect+

3. Basic Life Cover + Increasing Income Protection

Nominee will receive a Lumpsum + Annual Income for 10 years, which is increasing by 10% every year


The 4th option is the COMBO Option, which lets you combine the benefits of Lumpsum payment & monthly Fixed Income, to create your own plan to suit your specific requirements.


eProtect & eProtect+

4. Basic Life Cover + Fixed Income Protection

Nominee will receive a Lumpsum + Monthly Income for 15 years (i.e. 180 months)


Here is the calculation of your Premium:

BASE POLICY PREMIUM*
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You can add a Rider & increase your Policy benefits, at a minimal cost

Accidental Death Benefit Rider Accidental Death Benefit Rider offers better protection for the family, in case of loss of life of the Life Insured due to any sudden accident.

Please enter Accidental Death Cover
Please select Term

Daily Hospitalization Cash Benefit Rider A health insurance rider that offers you a fixed amount benefit for each day of hospitalisation. It also offers a fixed amount benefit if you are admitted in an Intensive Unit Care or a lump sum benefit in case of surgery.

Please select Daily Hospital Benefit.
Please Select Term

TOTAL ANNUAL PREMIUM*
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* All Premium amounts are exclusive of Taxes


Here is the calculation of your Premium:

TOTAL ANNUAL PREMIUM*
`

* All Premium amounts are exclusive of Taxes


Here is how the benefits will be paid out:

Monthly Income

`

Payout Duration

15 Years

i.e. 180 Months

Total Payout to the Nominee

`


Here is the calculation of your Premium:

TOTAL ANNUAL PREMIUM*
`

* All Premium amounts are exclusive of Taxes


Here is how the benefits will be paid out:

Lumpsum Amount

`

At time of death

Initial Annual Income

`

Growing @10% p.a. for 10 years

Life Cover / Total Payout to the Nominee

` 1,00,00,000

Graph

Lumpsum Payout at the time of Unfortunate Death

Annual Payouts

Year 0
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10

The Graph is for illustrative purpose only and is not drawn to scale.


Here is the calculation of your Premium:

Premium For Lumpsum Amount
`
Premium For Monthly Income Benefit
`
TOTAL ANNUAL PREMIUM*
`

* All Premium amounts are exclusive of Taxes


Here is how the benefits will be paid out:

Lumpsum Amount

`

At time of death

Monthly Payout

`

For 180 months (15 Years)

Life Cover / Total Payout to the Nominee

`


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Please read the sales brochure carefully for details on risk factors, terms and conditions of the product before filling this proposal form. Insurance is the subject matter of the solicitation.

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