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0-Premium
0% Premium Allocation charges
6th
Choose from 6 top-performing Funds
5-years
Pay Premiums for 5 years or Single Pay
tax
Tax benefits when you pay the Premium & also at Maturity
Get-liquidity
Get liquidity, with the Partial Withdrawal option

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Please allocate your Premium across different Funds (adding up to 100% )

Investment Fund
Risk-Return Potential
% Allocation

Grow Money Plus Fund

High

Growth Opportunities Plus Fund

High

Build India Fund

High

Save 'n' Grow Money Fund

Moderate

Steady Money Fund

Low

Safe Money Fund

Low

Total 0%

For additional details on the Funds & their past performance details are as of 2015, please click here

I have read and understood the entire text, features, disclosures, benefit illustration and terms and conditions of the product. By submitting the details, I override my NDNC registration and agree to be contacted by Bharti AXA life through call, e-mail, SMS or WhatsApp
ADVT NO: II-Jan-2018-1588
Disclaimers

    • Life Insurance cover is available under this product
    • This product brochure is indicative of terms, conditions, warranties and exceptions contained in the insurance policy bond.
    • Insurance is the subject matter of solicitation.
    • Registered Office: Bharti AXA Life Insurance Company Ltd. [IRDAI Regd. No. 130] Unit No. 1904, 19th Floor, Parinee Crescenzo, 'G' Block, Bandra Kurla Complex, BKC Road, Behind MCA Ground, Bandra East, Mumbai - 400051, Maharashtra.

    UIN: 130L063V02.

    Terms and conditions

    1. Free-look option:- If You disagree with any of the terms and conditions of the Policy, You have the option to return the original Policy Bond along with a letter stating reasons for the objection within 30 days of receipt of the Policy Bond (“the free look period”). The Policy will accordingly be cancelled and the Company will refund an amount equal to the Premium paid and may deduct a proportionate risk premium for the period on cover, the medical expenses incurred by the Company (if any) and the stamp duty charges. All rights under this Policy shall stand extinguished immediately on cancellation of the Policy under the free look option. If the Policy is opted through Insurance Repository (IR), the computation of the said Free Look Period will be as stated below:- For existing e-Insurance Account: Computation of the said Free Look Period will commence from the date of delivery of the e mail confirming the credit of the Insurance policy by the IR. For New e-Insurance Account: If an application for e-Insurance Account accompanies the proposal for insurance, the date of receipt of the ‘welcome kit’ from the IR with the credentials to log on to the e-Insurance Account(e IA) or the delivery date of the email confirming the grant of access to the eIA or the delivery date of the email confirming the credit of the Insurance policy by the IR to the eIA, whichever is later shall be reckoned for the purpose of computation of the free look period.
    2. If the Life Insured under the Policy, whether medically sane or insane, commits suicide, within one year of the date of issue of the Policy or within one year from the latest date of revival of the Policy, the Policy shall be void and The Company will only be liable to pay the Policy Fund Value as on the date of death. Any charges recovered subsequent to the date of death shall be paid back to the nominee or beneficiary along with death benefit
    3. Assignment would be dealt with in accordance with provisions of Section 38 of the Insurance Act 1938 as amended from time to time.
    4. Nomination would be dealt with in accordance with provisions of Section 39 of the Insurance Act 1938 as amended from time to time.
    5. The Company also has the right to revise the asset allocation of any investment fund(s) with prior approval from IRDA
    6. This is a non-participating Unit Linked Insurance policy and does not provide for participation in the distribution of surplus or profits that may be declared by the Company
    7. In the process to comply with the reduction in yield, the insurer may arrive at specific non–negative additions, if any, to be added to the unit fund/policy account value, as applicable, at various durations of time. Such specific non–negative additions shall be called non-negative claw-back additions

    Risks of investment in unit-linked policies:

    1. Bharti AXA Life eFuture Invest is the name of the unit linked insurance product. Unit linked insurance products are different from traditional Insurance products and investments in ULIP are subject to Market risk.
    2. The premium in Unit Linked Insurance Policy are subject to investment risk associated with capital market and the NAV of the units may go up or down based on the performance of the investment funds and the factors influencing the capital markets and the policyholder is responsible for his/her decisions.
    3. Bharti AXA Life Insurance Company Ltd. is only the name of the insurance company and Bharti AXA Life eFuture Invest is only the name of the unit linked insurance policy and does not in any way represent or indicate the quality of the policy, its future prospects and performance or the returns.
    4. Bharti AXA Life eFuture Invest does not provide for participation in the distribution of surplus or profits that may be declared by the Company.
    5. Growth Opportunities Plus Fund, Grow Money Plus Fund, Build India Fund, Steady Money Fund, Save’n’grow Money Fund and Safe Money Fund are the names of the Investment Funds and do not in any manner indicate the quality of the Investment Funds, their future prospects or returns. There can be no assurance that the objective of any of the investment funds will be achieved.
    6. Please know the associated risks and the applicable charges, from your Insurance advisor or the Intermediary or the policy bond.
    7. All the tax benefits under the Policy are subject to the tax laws and other financial enactments as they exist from time to time. The tax benefits are subject to change with change in tax laws.
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Funds Details 26